Home repairs can be headaches, and running into unexpected issues makes those headaches even more painful. That can often seem like the case if you’re a Florida homeowner in need of a tile roof repair and you learn your specific tiles have been discontinued. Changes in manufacturing, design updates and company closures can often be the reason for discontinued tiles. When this happens, homeowners may face unexpected challenges with finding a replacement tile that matches up to their existing ones.
Wondering what can be done to help you get the fix you need with the look you want? Turn to Florida Statute 626.9744(2), which addresses how insurance companies should manage claims involving discontinued building materials.
What to know:
Insurance Obligations: Insurers are required to provide coverage for the repair or replacement of roof tiles, even if the specific tiles have been discontinued. This ensures that homeowners are not left without options due to the unavailability of exact matches.
Repair vs. Replacement: The statute highlights that insurers should offer solutions that either match the existing tiles as closely as possible or cover the cost of replacing the entire roof if necessary. This provision helps address the problem of tile discontinuation without compromising the quality of repairs.
Fair Compensation: Homeowners should be compensated fairly for repairs, considering the costs involved in finding alternative solutions or replacing the roof entirely. The statute aims to protect homeowners from unfair financial burdens due to discontinued materials.
What to consider:
Availability of Matching Tiles: Finding exact matches can be difficult, leading to potential mismatches in aesthetics and functionality.
Impact on Insurance Claims: Florida statute 626.9744(2) stipulates how insurers should handle claims involving discontinued materials.
Alternative Repair Solutions: Using different types of tiles or exploring repair techniques that can blend new tiles with the existing roof are a couple of solutions.
Roof repairs with discontinued tiles in Florida can pose challenges, but understanding the statute can help you know your rights. Work with a knowledgeable contractor and trustworthy insurer and you can find the solution that is best for your home.
Based in Central Florida and founded in 2020, 3MG Solutions, LLC is one of the fastest-growing residential roofer and commercial roofing companies in the country. At 3MG, our goal is to build trusted long-term relationships with our community, customers, suppliers, and corporate partnerships. We believe this positions us as the best roofer and one of the dominant roofing companies in the country. Visit us at https://www.3mgsolarroofing.com/ OR call (407) 492-5256.
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